1. Process
  2. Conclusions
  3. Conciseness
  4. Verbs
  5. Data
  6. Conventions

2.0 Draw conclusions and put them on top

The point of writing credit analysis is not to refresh your readers on the data and not to write an encyclopedia of facts, but to consider or reconsider a loan. Such a reconsideration is meant to get you to draw conclusions. Once you have done so, present them in an inductive order; put the bottom line on top. Your reader needs to know where you're going before thrashing through the data.

  1. In the first sentence of a paragraph, write a conclusive topic sentence.
  2. In structured presentations of data, put the bottom line on top.
  3. Treat paragraphs as graphical elements.
  4. Organize by paragraphs